no health insurance and have a preexisting condition. Can I start work? or is there any insurance available?

insurance
love asked:


I live in GA. We just got an insurance and told them about this condition. It’s very small surgery for my daughter. but now they are denying it. Is there any other insurance I can take? or if I get insurance through work would that help?

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2 Comments so far

  1. Lo S on January 5th, 2009

    Some group policies at work do not care about preexisting conditions.
    Some do. It is usually the private ones, not work connected that
    up the rates. Probably something to do with—- if you can work, then
    you probably are not too sick, or disabled, so you can be insured.
    If it is a dependent child, would you need to take insurance for you
    as well as the child, and what is the waiting period.
    Work insurance takes a while to go into effect. You may have a rider
    or whatever it is called, that will exclude treatment, or make you wait
    so long to have insurance, or treatment for the preexisting condition.
    I don’t know for sure, you could find out some how who the employer
    or potential employer uses and check it out on line or by calling the company.

  2. Elizabeth on January 7th, 2009

    It depends on the insurance. I got insurance through work and they had “no preexisiting condidtions”. Most of them do, though and it is spelled out when you sign up. You will have to read the policy before to know for sure.

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